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Frequently asked questions

Is Ronin really free?

Yes, all of it. Unlimited budgets, unlimited household members, unlimited savings pockets, AI receipt scanning, recurring and split transactions, reports, and CSV import and export are all included at no cost. There is no paid tier and no credit card required.

What is zero-sum budgeting?

You assign every dollar of income to a category until nothing is unassigned. Ronin also supports the 50/30/20 rule: 50% needs, 30% wants, 20% investment.

Can my partner use it too?

Yes. Ronin accounts are households. Invite your partner or family and everyone shares the same budgets and transactions, with admins controlling the settings. There is no member limit and no extra charge.

Does it connect to my bank?

No, and that's deliberate. Auto-imported transactions are easy to ignore and easy to trust blindly, even when they're wrong or miscategorized. Entering transactions yourself (or by AI receipt scan, recurring template, or CSV import) keeps you in control and makes sure you actually know where your money is going, the same reason people budget in spreadsheets. We have no current plans to add bank syncing.

Will Ronin always be free?

Everything is free today, with no paid tier and no trial to expire. Ronin is free while we grow. If we ever introduce paid features, we will tell you by email and in the app well before anything changes, and your data stays exportable either way.

Is there a mobile app?

Ronin is an installable web app (PWA). Add it to your home screen on iPhone or Android and it works like a native app, push notifications included.

Is my data safe?

You sign in with a password or an emailed login code, your data is encrypted in transit, and you can export or delete your account and data at any time.